[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.webshot.cz\/bydlete-ve-svem\/#Article","mainEntityOfPage":"https:\/\/www.webshot.cz\/bydlete-ve-svem\/","headline":"Bydlete ve sv\u00e9m","name":"Bydlete ve sv\u00e9m","description":"N\u00e1jmy jsou st\u00e1le dra\u017e\u0161\u00ed a dra\u017e\u0161\u00ed. To nen\u00ed \u017e\u00e1dn\u00e9 tajemstv\u00ed. A jakkoliv se t\u00edm politici zrovna r\u00e1di nechlub\u00ed, je pravdou i to, \u017ee ze spole\u010dn\u00e9 kapsy dotuj\u00ed bydlen\u00ed pro nejednoho z na\u0161inc\u016f, a to velice \u010dasto i pro ty, kdo by m\u011bli rad\u011bji z\u016fstat na ulici. Ale to, \u017ee si ne ka\u017ed\u00fd zaslou\u017e\u00ed bydlen\u00ed, kter\u00e9... <div class=\"read-more navbutton\"><a href=\"https:\/\/www.webshot.cz\/bydlete-ve-svem\/\">\u010c\u00edst v\u00edce<i class=\"fa fa-angle-double-right\"><\/i><\/a><\/div>","datePublished":"2019-11-05","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.webshot.cz\/author\/devene\/#Person","name":"webshot.cz","url":"https:\/\/www.webshot.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/664d9cd24f58d4d0b526991e1fec4656a216f6db124bbd66c69ade0e846d4f16?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/664d9cd24f58d4d0b526991e1fec4656a216f6db124bbd66c69ade0e846d4f16?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"webshot.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.webshot.cz\/wp-content\/uploads\/img_a371317_w1740_t1582789645.jpg","url":"https:\/\/www.webshot.cz\/wp-content\/uploads\/img_a371317_w1740_t1582789645.jpg","height":0,"width":0},"url":"https:\/\/www.webshot.cz\/bydlete-ve-svem\/","about":["Finance"],"wordCount":456,"articleBody":"        N\u00e1jmy jsou st\u00e1le dra\u017e\u0161\u00ed a dra\u017e\u0161\u00ed. To nen\u00ed \u017e\u00e1dn\u00e9 tajemstv\u00ed. A jakkoliv se t\u00edm politici zrovna r\u00e1di nechlub\u00ed, je pravdou i to, \u017ee ze spole\u010dn\u00e9 kapsy dotuj\u00ed bydlen\u00ed pro nejednoho z na\u0161inc\u016f, a to velice \u010dasto i pro ty, kdo by m\u011bli rad\u011bji z\u016fstat na ulici. Ale to, \u017ee si ne ka\u017ed\u00fd zaslou\u017e\u00ed bydlen\u00ed, kter\u00e9 se jeho p\u0159i\u010din\u011bn\u00edm zm\u011bn\u00ed v ruiny, a ostatn\u00ed mu na to je\u0161t\u011b p\u0159isp\u00edvaj\u00ed, ponechejme nyn\u00ed stranou. A omezme se jenom na to, \u017ee je pro leckoho bydlen\u00ed vzhledem k cen\u00e1m n\u00e1jm\u016f st\u00e1le nedostupn\u011bj\u0161\u00ed. A to nejen pro na\u0161e chud\u00e9. A proto mnoz\u00ed uva\u017euj\u00ed o tom, \u017ee by si po\u0159\u00eddili vlastn\u00ed st\u0159echu nad hlavou. V\u017edy\u0165 to d\u00e1 p\u0159ece rozum, \u017ee? Kdo bydl\u00ed ve sv\u00e9m, nemus\u00ed se b\u00e1t, \u017ee mu majitel zvedne n\u00e1jem, proto\u017ee i kdyby ho doty\u010dn\u00fd zvedl s\u00e1m sob\u011b, putoval by tento rovnou zp\u011bt do vlastn\u00ed kapsy a nula by od nuly po\u0161la. Jen\u017ee to m\u00e1 jeden h\u00e1\u010dek. A to ten, \u017ee aby \u010dlov\u011bk mohl t\u00edmto zp\u016fsobem \u0161et\u0159it pen\u00edze, mus\u00ed nejprve utratit je\u0161t\u011b mnohon\u00e1sobn\u011b v\u011bt\u0161\u00ed pen\u00edze, kter\u00e9 pochopiteln\u011b v naprost\u00e9 v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f nem\u00e1. A kde takov\u00e9 pot\u0159ebn\u00e9 finance vz\u00edt? Kdy\u017e u\u017e ne na vlastn\u00ed, pak aspo\u0148 na dru\u017estevn\u00ed byt? Nen\u00ed t\u0159eba klesat na mysli, ani kdy\u017e na tom \u010dlov\u011bk nen\u00ed nijak skv\u011ble. Proto\u017ee se v p\u0159\u00edpad\u011b takov\u00fdch dru\u017estevn\u00edch p\u0159\u00edbytk\u016f nab\u00edz\u00ed https:\/\/www.americkahypoteka.cz\/hypoteka-na-druzstevni-byt\/, co\u017e je hypot\u00e9ka, kter\u00e1 dok\u00e1\u017ee vytrhnout trn z paty  http:\/\/eta.cz\/pece-o-chodidla-a-paty nejednomu z n\u00e1s. U t\u00e9to nebankovn\u00ed hypot\u00e9ky se toti\u017e d\u00e1 jednodu\u0161e postupovat dost podobn\u011b jako u hypot\u00e9ky klasick\u00e9. Jen se tu d\u00e1 poskytovateli p\u016fj\u010dky do z\u00e1stavy nikoliv kupovan\u00e1 nemovitost samotn\u00e1, ale dru\u017estevn\u00ed pod\u00edl. V bance n\u011bco podobn\u00e9ho nejde, u nebankovn\u00edho poskytovatele ale ano. \u010clov\u011bk tu zastav\u00ed dru\u017estevn\u00ed pod\u00edl stejn\u011b, jako kdyby zastavoval soukromou nemovitost v osobn\u00edm vlastnictv\u00ed, formou p\u0159evodu \u010dlensk\u00fdch pr\u00e1v s jejich sou\u010dasn\u00fdm majitelem nebo smlouvou o zaji\u0161\u0165ovac\u00edm p\u0159evodu \u010dlensk\u00fdch pr\u00e1v, a pen\u00edze na to z\u00edsk\u00e1. P\u0159esn\u011bji dostane a\u017e sedmdes\u00e1t procent hodnoty on\u00e9 nemovitosti. Za v\u00fdhodn\u00fdch podm\u00ednek si tu p\u016fj\u010d\u00ed, a a\u017e tuto p\u016fj\u010dku splat\u00ed, bude bydlet ve sv\u00e9m. Co\u017e je \u010d\u00edm d\u00e1l zaj\u00edmav\u011bj\u0161\u00ed, a to nejen z finan\u010dn\u00edch d\u016fvod\u016f.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Bydlete ve sv\u00e9m","item":"https:\/\/www.webshot.cz\/bydlete-ve-svem\/#breadcrumbitem"}]}]